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There are a number of reasons to give money to charities and everyone has their own. And while it is secondary for most people, charitable donations also provide tax savings. Registered Canadian charities are allowed to issue receipts for donations so you can make a claim on your tax return.

Instead of putting our faith in the government to shore up our retirement, or the volatile stock market to provide the growth and security for something as important as retirement, there has to be another solution. Annuities just might be that solution for these five reasons.

David Lester

Best Selling Personal Finance Author, President DCL Capital



A recent survey reveals that while 65 per cent of Canadians think Black Friday is a great way to score a deal, only 28 per cent plan to shop that day.

Sandra Hanna

Co-founder of the Smart Cookies and RetailMeNot.ca savings expert

For the savvy shopper, spending holidays can be a great time to save a few bucks on your gift list -- but getting caught up in these sales has a downside. The good news? Your method of payment can go a long way in protecting you from shopping pitfalls.

Penelope Graham

Editor in Chief of RateSupermarket.cas MoneyWise, Canadas comprehensive financial rates comparison resource.

When improving or correcting money management behaviour in others, we must be sensitive to the personal and emotional definitions of value that are consciously and unconsciously involved. Yet most financial literacy programs avoid this altogether and focus on the more pragmatic and practical skills.

JA Canada

Our mission is to inspire and prepare young people to succeed in a global economy.

Don't just have an "okay" relationship with your money, have an AH-MAZING relationship with it -- just like you have with your spouse or best friend. ...

David Lester

Best Selling Personal Finance Author, President DCL Capital

The third-party payment app, which allows users to upload their credit cards and tap their phones to pay for purchases, will roll out sometime in the final months of 2015 for iPhone 6 and up. Unlike its widespread presence in the U.S., though, the Canadian app will only be compatible with American Express credit cards -- for now.

Penelope Graham

Editor in Chief of RateSupermarket.cas MoneyWise, Canadas comprehensive financial rates comparison resource.



Halloween is getting more popular than Christmas and almost more expensive. I'm going back to the days of making my own costumes and having cheap and cheerful parties that are super fun. Here are some savvy strategies to take the "Boo" out of Halloween spending!

David Lester

Best Selling Personal Finance Author, President DCL Capital

Money isn't about numbers. It http://www.facebook.com/lippman.associates.CPAs is about people, and values, and goals. The centre of a bank or for anyone coaching people to be better with their money should reflect that. It should be like a Home Depot for finances -- we can show you and cheer you on to do it yourself or be here for the hard stuff and take your hand when you need it

David Lester

Best Selling Personal Finance Author, President DCL Capital

With Canadians planning to spend an average of $43 on decorations this year, those costs can sure add up. But no need to be frightened! Just like a classic Superman costume, these savvy saving tips are here to the rescue!

Sandra Hanna

Co-founder of the Smart Cookies and RetailMeNot.ca savings expert

My overall idea is that by owning the dividend paying stocks outright you have the potential to make even more money and you know I love to do that. Creating a portfolio that is diversied and paying solid dividends will ensure a retirement asset to fulfill your goals and aspirations. Start paying more attention to your money and it'll pay you back with dividends.

David Lester

Best Selling Personal Finance Author, President DCL Capital

Despite all the news about plunging oil prices, a weak dollar and hits to the manufacturing sector, small business owners are optimistic that they can weather any ups and downs in the economy. In fact, 86 per cent anticipate a growth in business while 43 per cent plan to hire new employees. Only 10 per cent of respondents anticipate a decline in business.

Wade Stayzer

Wade Stayzer is Meridians Vice President, Sales & Service

Here are my tips and tricks to make a yummy bird and Thanksgiving day, but still on a budget. This year why not stop the turkey tread mill and decide that this will be the best holiday so far! We want to give thanks to everything we have and here is the way to do it on a budget!

David Lester

Best Selling Personal Finance Author, President DCL Capital

After six weeks at school, students may be surprised by how much it actually costs to live independently. When I first moved out on my own, I was amazed by all the hidden costs. Living at home, my parents covered most expenses -- from groceries to toiletries -- and I never gave it a second thought.

Mandy Mail

Director of Student Banking at RBC. Firm believer in clear and concise financial advice, at any age and any stage of the game.

It's fall now, and there is so much to do that is more fun than paying your bills. Wouldn't you rather carve pumpkins, shop for new turtlenecks, or take the kids for a drive to see the changing leaves? Why not set up your money tasks so that they are off your to-do list PLUS make some bonus money while doing it?

David Lester

Best Selling Personal Finance Author, President DCL Capital

Today I broke up with my gold credit card. We had been together since I got out of university. Things had been going well until I found out that it was all about him and not me. What I had been promised wasn't what I was getting in this relationship, and when I found out -- I kicked him to the curb.

David Lester

Best Selling Personal Finance Author, President DCL Capital

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